How to Buy a Car in UAE (2025)
Updated January 2025 · 10 min read
The UAE has one of the highest car ownership rates in the world, and for good reason — with limited public transport options outside Dubai, a car is essential for daily life. Whether you're buying new or used, this guide covers everything you need to know.
New vs Used: Which Is Right for You?
New cars come with manufacturer warranty (3–5 years), free servicing, and the latest features. Prices for popular models:
- Toyota Corolla: AED 75,000–95,000
- Nissan Patrol: AED 180,000–280,000
- Toyota Land Cruiser: AED 220,000–350,000
- Honda Civic: AED 85,000–120,000
Used cars offer significant savings (30–50% off new price). The UAE used car market is excellent because of the rapid turnover — many expats sell their cars when leaving. Browse used cars on 58.ae for the best deals.
Where to Buy
Dealerships: Official dealers for new cars. Authorized pre-owned dealers (like Al Futtaim Automall) for certified used vehicles.
Private sellers: Often the best deals for used cars. Use 58.ae to find private listings with direct WhatsApp contact.
Auto markets: Sharjah Auto Market and Al Awir Auto Market (Dubai) have hundreds of dealers in one location.
Pre-Purchase Inspection
Always get a used car inspected before buying. Options include:
- RTA/Tasjeel test centers: Basic mechanical and safety inspection (AED 120–200)
- Third-party inspection services: Comprehensive 200+ point checks (AED 300–600)
- Authorized service centers: Brand-specific diagnostics
Check the vehicle's history: ask for service records, check for accident history, and verify the odometer reading matches service log entries.
Financing a Car
Banks in the UAE offer car loans with these typical terms:
- Down payment: 20% for new cars, 20–30% for used cars
- Interest rate: 2.5–4.5% flat rate (varies by bank and salary)
- Tenure: Up to 5 years for new, 3–4 years for used
- Minimum salary: AED 5,000–8,000 (varies by bank)
The bank holds the car's registration card until the loan is fully repaid. You'll need a No Objection Certificate (NOC) from the bank to sell the car before the loan is completed.
Car Insurance
Car insurance is mandatory in the UAE. Two types:
Third-party liability: Minimum legal requirement. Covers damage to other vehicles/property. Costs AED 600–1,500/year.
Comprehensive: Covers your car too (theft, accident, natural disaster). Costs 2–4% of car value per year. Required by banks for financed cars.
Registration Process
To register a car in the UAE (Dubai):
- Pass RTA vehicle testing (if used car)
- Purchase insurance
- Pay registration fee (AED 350–420 for new registration)
- Present Emirates ID, passport copy, and insurance certificate
- Receive registration card and number plates
Registration renewal is annual. Total cost: approximately AED 1,200–1,800 including testing, insurance, and fees.
Top Tips for Expats
- Japanese brands (Toyota, Nissan, Honda) have the best resale value and cheapest parts
- European cars are cheaper to buy used but expensive to maintain
- Check Salik (toll) and traffic fine history before buying a used car
- Consider fuel costs — petrol is approximately AED 2.50–3.00/liter
- GCC-spec cars are better suited for the climate than non-GCC imports
- Plan to sell your car? List it on 58.ae in 15 languages to reach the widest audience
Find Your Next Car
Browse thousands of car listings across UAE on 58.ae — new cars, used cars, and car rentals.